What Is Full Coverage Car Insurance? How Is It Different From Other Car Insurance Types?

Do you need car insurance for your vehicle? If so, are you considering a full coverage policy? Full coverage car insurance gets its name because it provides the maximum insurance coverage you can get for a vehicle.

The Pivotal Insurance Agency LLC, serving Louisa, VA, offers full coverage policies from many insurance carriers. We can answer your questions and help you choose the right car insurance for you, whether full coverage or another type of policy.

What Is Full Coverage Car Insurance?

Full coverage car insurance combines several other types of insurance, including liability only, collision coverage, and comprehensive coverage. If you are in an accident and you have full coverage car insurance, your insurance policy will pay to repair your vehicle regardless of who is at fault for the accident, as well as the other driver’s vehicle (if you are at fault).

How Is Full Coverage Car Insurance Different From Other Car Insurance?

Full coverage car insurance provides the most insurance coverage of all the car insurance types. Full coverage is usually required for drivers who have auto loans because lenders like to know that the cars they loan money for are protected by insurance.

Is Full Coverage Car Insurance Right for Me?

If you want full-coverage car insurance but have questions about it, talk to your insurance agent. The Pivotal Insurance Agency LLC professionals serving Louisa, VA, can help answer your questions. We’ll help you decide if full-coverage car insurance is the correct policy for you. Call today to get started looking for a car insurance policy.