Car Insurance and Holiday Travel: What to Know

With the holiday season just around the corner, many Louisa, VA residents are preparing to travel to see friends and family or take a much-needed getaway. However, with the excitement of the holidays and the planning required to bring everything together, car insurance is the last thing on many drivers’ minds.

By taking a moment to look over your current policy before heading out on your trip, you can ensure that you’re prepared for anything that comes your way. The team at The Pivotal Insurance Agency LLC is here to help you gather the information you need before you travel.

Ensure You’re Protected Before You Hit the Road

When taking your car on a long trip, there are a few things that you have to know: who and what is covered, and what happens if an accident occurs in another state. Generally, your current policy will still cover damage that occurs when another driver is behind the wheel unless otherwise stated.

Similarly, your policy will still work if your accident takes place in a state that is not your home state. Even though each state has its own laws surrounding minimum coverage, it’s unlikely that you’ll be punished for not reaching that requirement. All that being said, how your policy handles things like towing, rental costs, and roadside assistance in other states may vary. Because of this, it’s important to make sure you understand the specifics of your policy before traveling.

Get the Right Coverage for Your Needs

If you’re in the Louisa, VA area and are looking for a policy that better suits your needs, contact The Pivotal Insurance Agency LLC today! We’ll work with you to compare policies from a variety of providers to ensure you get the coverage you need at an affordable price.