Month: June 2024

You can breathe a sigh of relief when you add comprehensive coverage to your auto insurance policy. Especially if you worry about damages caused by hail or hitting an animal on the road at night. Additionally, comprehensive coverage sometimes handles damage due to vandalism and theft, depending on how the policy is written. The Pivotal Insurance Agency LLC team in Louisa, VA can help you expand your auto insurance to include comprehensive insurance.

What Does Comprehensive Insurance Cover?

This coverage typically handles damage that occurs when you swerve to miss a dog or other animal on the road and hit another object. It also covers damage to your vehicle due to non-collision events such as vandalism. To learn more about how specific policies are written, contact one of our competent auto insurance agents.

Reasons to Invest in Comprehensive Auto Insurance

The advantages of having this coverage include peace of mind that you have the money to pay for damage caused by vandals. Many comprehensive auto insurance policies also cover weather-related damage and reimbursement if someone steals your car. If you want protection from fire and flood damage or animal collisions, talk to your agent about how to include this in your comprehensive insurance.

Keep in mind that every policy is different, and you should always review changes with a licensed insurance agent. Many drivers add this coverage to pay for repair bills not covered by regular auto insurance.

Should I Add Comprehensive Coverage to My Policy?

Ultimately, that’s a personal decision. However, talking to your agent can help you weigh the pros and cons of adding comprehensive coverage to your auto insurance. Contact the team at The Pivotal Insurance Agency LLC in Louisa, VA today to schedule an appointment for a free quote or to discuss all your auto insurance needs.